The concept of tax planning can be very different for people, depending on the line of work they happen to be in. For an accountant, it’s all about accurately doing their client’s tax returns, then sending over a bill. In passing, they might recommend a SEP IRA or SIMPLE Plan, but they won’t do much in the way of planning. For a lawyer, tax planning is all about drawing up a living trust to allow the client to maximize estate tax exemptions. For a financial planner or insurance advisor, using a 401k plan is what tax planning is all about.

Only, it isn’t. Smart tax planning isn’t reactive. It’s proactive, and for more than two decades, that’s what EMS Financial Enterprises is all about. We make a point of utilizing a wide variety of tax planning tools, including:

  • “Freeze” partnerships
  • Roth IRAs
  • Retirement life
  • Equity harvesting
  • Section 79 plans
  • Defined benefit plans
  • Charitable remainder trusts
  • Family foundations
  • Intentionally defective grantor trusts
  • Long term care insurance

Our team understands that everybody has unique financial goals. As a result, they need to partner with a firm that understands all the available tools and has the expertise to pair the right tools with the right client. For more information or to schedule a consultation, contact us online or by phone today.